Calculators

Cash Flow

• How does inflation impact my standard of living?
• How long will my money last with systematic withdrawals?
• How much am I spending?
• How much do I need for emergencies?
• Should I pay down debt or invest my monthly surplus?
• Should my spouse enter the work force?
• What is my current cash flow?
• What is my current net worth?
• What is my projected cash flow?
• What is my projected net worth?
• What is the value of reducing, postponing or foregoing expenses?

College

• How much should I be saving for college?
• Should I live at home, on campus, or off campus?
• What are the advantages of a 529 college savings plan?
• What are the advantages of the Coverdell ESA?
• What are the payments on a parental (PLUS) loan?
• What is the value of a college education?
• Will I be able to pay back my student loans?

Credit

• Should I lease or purchase an auto?
• How long until my loan is paid off?
• How long will it take to pay off my credit card(s)?
• Re-structuring debts for accelerated payoff
• Should I consolidate my personal debt into a new loan?
• Should I pay off debts or invest?
• What is the balance on my loan?
• What is the impact of making extra payments on my loan?
• What would my loan payments be?
• Which is better: cash up front or payments over time?

Home & Mortgage

• Adjustable Rate Mortgage Calculator
• Compare a No-Cost Versus Traditional Mortgage
• Comparing Mortgage Terms
• Comprehensive Mortgage Calculator
• How much home can I afford?
• Should I convert to a bi-weekly payment schedule?
• Should I pay discount points for a lower interest rate?
• Should I refinance my mortgage?
• Should I rent or buy a home?
• Should I take out a fixed or adjustable rate mortgage?
• What are the tax savings generated by my mortgage?

Insurance

• How long will my current life insurance proceeds last?
• How much disability income do I need?
• How much life insurance do I need?
• How much will I earn in my lifetime?
• What are my chances of becoming disabled?
• What are my long-term care needs?
• What are my needs for burial and final expenses?
• What is my life expectancy?

Paycheck & Benefits

• Convert My Hourly Wage To An Equivalent Annual Salary
• Convert My Salary To An Equivalent Hourly Wage
• How Much Will My Company Bonus Net After Taxes?
• How Will Payroll Adjustments Affect My Take-Home Pay?
• Should I Exercise My 'In-The-Money' Stock Options?
• What Is The Future Value Of My Employee Stock Options?

Retirement

• Are My Current Retirement Savings Sufficient?
• How Does Inflation Impact My Retirement Income Needs?
• How Much Will I Need To Save For Retirement?
• How Will Retirement Impact My Living Expenses?
• I'm Retired, How Long Will My Savings Last?
• Should I Convert Discretionary Expenses To Savings?
• Social Security Retirement Income Estimator
• When Should I Begin Saving For Retirement?

Saving

• Becoming A Millionaire
• Calculate Rate Of Return
• How Do Taxes and Inflation Impact My Investment Return?
• How Long Until My Savings Reach My Goal?
• How Long Will It Take To Double My Savings?
• How Much Should I Save to Reach My Goal?
• Income Generated By A Savings Plan
• Save Now vs. Save Later
• What Could My Current Savings Grow To?
• What Is The Effective Annual Yield On My Investment?

Taxation

• Capital Gains (and Losses) Tax Estimator
• Compare Taxable, Tax-Deferred and Tax-Free Investment Growth
• Federal Income Tax Estimator
• How much of my Social Security benefit might be taxable?
• How much self-employment tax will I pay?
• Should I adjust my payroll withholdings?
• Should I itemize or take the standard deduction?
• What are the tax implications of paying interest
• What is my potential estate tax liability?
• Will my investment interest be deductible?